Quiet Cash

Need a little extra cash quickly?  Trying to time your deposits so checks will clear?  Quiet Cash is here for you.  With a Mascoma Bank checking account and Quiet Cash, you will automatically have funds you need when you need them.

Overdraft protection for your individual checking accounts is quick and easy at Mascoma Bank.

Benefits of Quiet Cash
  • Revolving line of credit up to $2,500.
  • No Maturity date.
  • Fixed interest rate.
  • Automatic transfer of funds (from the protection account to your deposit account)
  • Convenient monthly statement of all activity on both the checking and credit line account.
  • Payments for the protection account are automatically withdrawn from the checking account on the payment due date.  Principal reductions may be made at any time without penalty.
  • Low monthly payments based on 5% of the outstanding principal balance plus accrued interest with a minimum $50.00 payment.
  • Low service charge schedule:  $3.00 for Relationship Gold checking, $5.00 for all other types of checking accounts.
  • Available funds on the credit line can be accessed via an Automated Teller Machine (ATM).
  • Whenever funds are transferred from the protections account, a notice is mailed to you.
  • Low annual fee of $25.00

Simply click here  “Apply Now”  and get your application started.  If you have any questions, please ask a personal banker at any of our locations.