Personal Banking Deposit Rates

Annual Percentage Yield (APY) is accurate as of 11/16/2022

Checking Accounts

	APY	Minimum Balance for APY	Minimum Balance to Open	Interest Rate
MORE Checking – Tier 1
MORE Checking – Tier 1	0.01%	$0.01 and Above	$10	0.01%
MORE Checking – Tier 2
MORE Checking – Tier 2	0.05%	$25,000.01 and Above*+	$10	0.05%
MORE Checking – Tier 3
MORE Checking – Tier 3	0.50%	$0.01-$25,000*+	$10	0.50%
Relationship Gold – Tier 1
Relationship Gold – Tier 1	0.00%	$1,000	$10	0.00%
Relationship Gold – Tier 2
Relationship Gold – Tier 2	0.01%	$2,000	$10	0.01%

Apply for a Checking Account

*+ Qualifications required
APY = Annual Percentage Yield
Rates are subject to change without notice
Fees may reduce earnings on an account

Savings Accounts

	APY	Minimum Balance for APY	Minimum Balance to Open	Interest Rate
Health Savings Account
Health Savings Account	0.10%	$100	$10	0.10%
Statement Savings
Statement Savings	0.10%	$100	$10	0.10%
Money Market Plus – Tier 1
Money Market Plus – Tier 1	0.30%	$1,000	$1,000	0.30%
Money Market Plus – Tier 2
Money Market Plus – Tier 2	0.35%	$10,000	$1,000	0.35%
Money Market Plus – Tier 3
Money Market Plus – Tier 3	0.45%	$100,000	$1,000	0.45%
Money Market Plus – Tier 4
Money Market Plus – Tier 4	0.55%	$1,000,000	$1,000	0.55%
Minor Savings
Minor Savings	0.10%	$10	$10	0.10%

Apply for a Savings Account*+ Qualifications required
APY = Annual Percentage Yield
Rates are subject to change without notice
Fees may reduce earnings on an account

IRAs and CDs

	APY	Minimum Balance for APY	Minimum Balance to Open	Interest Rate	Term
11 Month CD/IRA Special 1**
11 Month CD/IRA Special 1** New Money Required	3.00%	$1,000	$1,000	3.00%	336 days
11 Month CD/IRA Special 2
11 Month CD/IRA Special 2	2.50%	$1,000	$1,000	2.50%	336 days
18 Month CD/IRA Special**
18 Month CD/IRA Special** New Money Required	3.00%	$1,000	$1,000	2.96%	548 days
18 Month Step Up CD/IRA Special 1
18 Month Step Up CD/IRA Special 1	2.50%	$1,000	$1,000	2.47%	548 days
18 Month Step Up CD/IRA Special 2**
18 Month Step Up CD/IRA Special 2** New Money Required	2.75%	$1,000	$1,000	2.71%	548 days
CD – 3 Months
CD – 3 Months	0.10%	$500	$500	0.10%	90-181 days
CD – 6 Months
CD – 6 Months	0.15%	$500	$500	0.15%	182-272 days
CD – 9 Months
CD – 9 Months	0.20%	$500	$500	0.20%	273-364 days
CD – 1 Year PPC/RBG Special
CD – 1 Year PPC/RBG Special Relationship Banking Gold Special	0.25%	$500	$500	0.25%	365-547 days
CD/IRA – 7 Days
CD/IRA – 7 Days	0.05%	$5,000	$5,000	0.05%	7-30 days
CD/IRA – 1 Year
CD/IRA – 1 Year	0.20%	$500	$500	0.20%	365-547 days
CD/IRA – 1.5 Years
CD/IRA – 1.5 Years	0.25%	$500	$500	0.25%	548-729 days
CD/IRA – 2 Years
CD/IRA – 2 Years	0.35%	$500	$500	0.35%	730-1,094 days
CD/IRA – 3 Years
CD/IRA – 3 Years	0.40%	$500	$500	0.40%	1,095-1,459 days
CD/IRA – 4 Years
CD/IRA – 4 Years	0.45%	$500	$500	0.45%	1,460-1,824 days
CD/IRA – 5 Years
CD/IRA – 5 Years	0.55%	$500	$500	0.55%	1,825+ days
IRA 1.5 Years Variable Rate
IRA 1.5 Years Variable Rate	0.25%	$25.00	$25.00	0.25%	547 days

Rates subject to change without notice and penalty may apply for early withdrawal.

** $25,000 new money required.
APY = Annual Percentage Yield

Fees may reduce earnings on an account.