Personal Banking Deposit Rates

Annual Percentage Yield (APY) is accurate as of 05/08/2023

Checking Accounts

	APY	Minimum Balance for APY	Minimum Balance to Open	Interest Rate
MORE Checking – Tier 1
MORE Checking – Tier 1	0.01%	$0.01 and Above	$10	0.01%
MORE Checking – Tier 2
MORE Checking – Tier 2	0.05%	$25,000.01 and Above*+	$10	0.05%
MORE Checking – Tier 3
MORE Checking – Tier 3	0.50%	$0.01-$25,000*+	$10	0.50%
Relationship Gold – Tier 1
Relationship Gold – Tier 1	0.00%	$1,000	$10	0.00%
Relationship Gold – Tier 2
Relationship Gold – Tier 2	0.01%	$2,000	$10	0.01%

Apply for a Checking Account

*+ Qualifications required
APY = Annual Percentage Yield
Rates are subject to change without notice
Fees may reduce earnings on an account

Savings Accounts

	APY	Minimum Balance for APY	Minimum Balance to Open	Interest Rate
Health Savings Account
Health Savings Account	0.10%	$100	$10	0.10%
Statement Savings
Statement Savings	0.10%	$100	$10	0.10%
Minor Savings
Minor Savings	0.10%	$10	$10	0.10%
Money Market Plus – Tier 1
Money Market Plus – Tier 1	0.30%	$1,000	$1,000	0.30%
Money Market Plus – Tier 2
Money Market Plus – Tier 2	0.35%	$10,000	$1,000	0.35%
Money Market Plus – Tier 3
Money Market Plus – Tier 3	0.45%	$100,000	$1,000	0.45%
Money Market Plus – Tier 4
Money Market Plus – Tier 4	0.55%	$1,000,000	$1,000	0.55%
ELEVATE 1 MMA – Tier 1
ELEVATE 1 MMA – Tier 1	1.00%	$0.01	0.00	1.00%
ELEVATE 1 MMA – Tier 2
ELEVATE 1 MMA – Tier 2	3.00%	$50,000.00	0.00	2.96%
ELEVATE 1 MMA – Tier 3
ELEVATE 1 MMA – Tier 3	4.00%	$500,000.00	0.00	3.92%

Apply for a Savings Account*+ Qualifications required
APY = Annual Percentage Yield
Rates are subject to change without notice
Fees may reduce earnings on an account

IRAs and CDs

	APY	Minimum Balance for APY	Minimum Balance to Open	Interest Rate
6-Month CD Special 1
6-Month CD Special 1	4.00%	$1,000	$1,000	3.92%
6 Month Jumbo CD Special
6 Month Jumbo CD Special Must either have an existing checking account or open a checking account the same day the CD is opened.	4.50%	$250,000	$250,000	4.40%
11 Month CD/IRA Special 2
11 Month CD/IRA Special 2	4.00%	$1,000	$1,000	3.92%
CD – 3 Months
CD – 3 Months	0.10%	$500	$500	0.10%
CD – 6 Months
CD – 6 Months	0.15%	$500	$500	0.15%
CD – 9 Months
CD – 9 Months	0.20%	$500	$500	0.20%
CD – 1 Year RBG Special
CD – 1 Year RBG Special Relationship Banking Gold Special	0.25%	$500	$500	0.25%
CD/IRA – 7 Days
CD/IRA – 7 Days	0.05%	$5,000	$5,000	0.05%
CD/IRA – 1 Year
CD/IRA – 1 Year	0.20%	$500	$500	0.20%
CD/IRA – 1.5 Years
CD/IRA – 1.5 Years	0.25%	$500	$500	0.25%
CD/IRA – 2 Years
CD/IRA – 2 Years	0.35%	$500	$500	0.35%
CD/IRA – 3 Years
CD/IRA – 3 Years	0.40%	$500	$500	0.40%
CD/IRA – 4 Years
CD/IRA – 4 Years	0.45%	$500	$500	0.45%
CD/IRA – 5 Years
CD/IRA – 5 Years	0.55%	$500	$500	0.55%
IRA 1.5 Years Variable Rate
IRA 1.5 Years Variable Rate	0.25%	$25	$25	0.25%
Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special One
Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special One Rate Available to Existing 18 Month Step Up CD/IRA Holders Only	2.50%	$1,000	$1,000	2.47%
Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special Two
Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special Two Rate Available to Existing 18 Month Step Up CD/IRA Holders Only	2.75%	$1,000	$1,000	2.71%
Product no longer offered for enrollment – 5 Year Step Up CD/IRA Special
Product no longer offered for enrollment – 5 Year Step Up CD/IRA Special Rate Available to Existing 5 Year Step Up CD/IRA Holders Only	2.50%	$500	$500	2.47%

Rates subject to change without notice and penalty may apply for early withdrawal.

** $25,000 new money required.
APY = Annual Percentage Yield

Fees may reduce earnings on an account.