Mascoma Bank is different by design.

Mascoma Bank is working with the Small Business Administration to facilitate the Paycheck Protection Program that is part of the CARES Act. Small businesses and nonprofits please click here for information and to apply or to find out more about PPP Loan Forgiveness.

All drive-up locations for Mascoma Bank are open and can handle most transactions.  If you have a banking need that can’t be handled in this manner, bankers are available by appointment in our lobbies. To schedule an appointment, please go to our locations page, choose your branch, and click on branch info.

Our ATMs, internet banking, and mobile app remain available for your financial needs 24/7. If you need help setting up digital access, please call us and we will help.

Discover the Mascoma Bank difference

Community First Since 1899

Community First Since 1899

For Mascoma Bank, becoming a B Corp was a natural extension of what we have always been—a bank chartered to serve the needs of our communities. Now, we are taking that commitment even further.

As a Certified B Corporation® We Are:

A Force For Positive Change

Striving to be a force for positive change, creating benefit for all our stakeholders—not just shareholders.

People and Place Matter

Conducting business knowing that people and place matter, aspiring both to do no harm and to benefit all.

Responsible for Each Other

Recognizing our INTERdependence, because we are dependent on and responsible for each other as well as future generations.

Continuing to Change and Grow

Not just any other bank, and we will continue to change and grow to better serve the world around us.

Constantly Striving to do things better

Not afraid to do things differently and we constantly strive to do things better.

Part of this Future

Making the change we seek happen and we invite everyone to be part of this future.

Making a Positive Impact

helpful bank employee wearing black pullover fleece leaning in a doorway smiling at customer


For more than 100 years, Mascoma Bank has been meeting the mortgage needs of the people in New Hampshire and Vermont. We combine the latest technology with outstanding personal service.

See Your Mortgage Options
Smiling Service Representative at the bank


For generations, Mascoma Bank has served the banking needs of our neighbors. We pride ourselves on offering a truly broad range of personal accounts and services that meet your individual desires and needs.

View Your Checking Options
adult women working at Mascoma Bank listening on the phone

Personal Loans

Whatever your borrowing needs are, Mascoma Bank’s flexible financing options can help you achieve your financial goals. Whether you’re buying a new car, building an addition to your home, or just need a personal loan, Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need.

Since 1899, we have served the banking needs of our neighbors in New Hampshire and Vermont. We offer a full range of consumer loans including mortgage, auto, and other personal loans.

Learn About Loan and Credit Options
Storefront of a new City Market building financed by Macoma Bank. Cement walkway into a building flanked by young trees in front of a two toned building of brown and orange


As a business person, you understand how important it is to know your customer and provide that special service that sets you apart from your competition. The business bankers at Mascoma Bank understand this. That’s why we take the time to get to know you and your business personally, and work with you to create a package of banking services that best helps your business grow and flourish.

See The Business Services Available
Smiling bank employee sitting at the Mascoma Wealth Managment office ready to help


A financial professional can help you develop an investment strategy that’s right for you and can provide insight on how to plan for many of life’s major events.

Without proper financial and estate planning, all your other planning could be impacted by circumstances beyond your control.

Learn How We Can Help Your Investments
Private banker helping client understand their financial goals

Private Banking

Private Banking at Mascoma Bank starts with what we have always been known for: putting our customers first, understanding the big picture, and providing the right tools to meet every goal. Private Banking blends these ideals together with a level of expertise and coordination that helps today’s professionals navigate increasingly complex financial needs.

Get More Information on Private Banking


From time-tested guidelines to cutting-edge research, get fresh INSIGHT today, or have it delivered to your inbox.

Watch for Scams Related to COVID-19
Yellow warning road sign against a stormy sky saying Scam Alert
While it’s gratifying to watch people come together and support one another during difficult times, it’s also very important to keep …
COVID-19 Operations Update
COVID-19 update
In response to the ongoing public health situation, and in an effort to protect the health and safety of our employees …
Building A Resilient Portfolio
sign posts on a newspaper pointing toward stock, mutual funds, real estate
It might seem as though the right way to invest is to find the perfect stock, bond, or mutual fund and …
It’s Tax Time—All Year ‘Round!
billboard against blue sky with Tax Time Just Ahead
April 15 is the deadline for filing your taxes, but the preparation process continues throughout the year—every season offers its own …
Supporting Young Minds through Music Education
A group of kids in a music room - Camerata
The benefits of music and music education to the growing minds of young people are backed by decades of research. But …
Meet the Mascoma Bank Team! Spotlight on Amanda Roberts
A woman behind a large desk in an office
Mascoma Bank team members are a special bunch. You’ll find an array of talents, experience, backgrounds—and that certain something that’s hard …
Money for College: Don’t Forget FAFSA!
A piggy bank sitting on top of books with blocks that spell FAFSA
Do you have children heading to college next year? Have you filled out the Free Application for Federal Student Aid (FAFSA)? …
Emergency Funds: Why You Need One
A piggy bank in a pool with a lifesaver
Even if you have a great handle on your finances, unexpected challenges such as losing a job, dealing with an injury …
What is a B Corp?
A montage of Mascoma Bank employees
In 2016, Mascoma Bank started the process of becoming a Certified B Corporation®, and two years later we celebrated the completion …
Income and Expenses: Groundwork for the Future
A 100 dollar bill as a broken-up puzzle
Making money, and spending it, is a part of everyday financial life.
Budgeting: Make a Plan!
list of budget items in pen, corner of calculator in view
Devising and maintaining a practical, workable budget is the foundation of your financial well-being. Whether you are on your own or …
Mascoma Bank receives award from American Psychological Association
a montage of employee images
Mascoma Bank is thrilled to announce that we were honored with the American Psychological Association’s 2019 Psychologically Healthy Workplace Award at …