Mascoma Bank is different by design.
In an effort to protect the health and safety of our community, employees, and customers, our branch lobbies are currently closed to walk-ins, but all drive-up locations of Mascoma Bank are open and can handle most transactions. At branches without drive-ups, you may knock and a banker can meet you at the door. Bankers at all branches are also available by appointment for personal meetings as well as through online video or by phone. To schedule an appointment, please go to our locations page, choose your branch, and click on branch info. If you need to access a safe deposit box, please contact your local branch.
As always, our ATMs, internet banking, and mobile app are available 24/7.
Mascoma Bank will be processing PPP Loan applications starting Tuesday, January 19, 2021. You may apply now. For existing PPP customers, learn more about PPP Loan Forgiveness.
The federal government is expected to send a second round of economic impact payments of up to $600-per-person for eligible recipients soon.
Discover the Mascoma Bank difference

Recent events across the U.S. deliver a stark reminder of the racial inequities that exist in our country. At Mascoma Bank, we believe Black Lives Matter. As a Certified B Corporation, we strive to be a force for positive change.
As a company committed to the values of mutual respect, acceptance, and trust, by speaking up and by actively promoting diversity, we strengthen our communities and ourselves. Every day, we strive to become more aware and better educated because our work on these issues is never complete and the importance of striving for a better future has never been clearer.
As a Certified B Corporation® We Are:
A Force For Positive Change
Striving to be a force for positive change, creating benefit for all our stakeholders—not just shareholders.
People and Place Matter
Conducting business knowing that people and place matter, aspiring both to do no harm and to benefit all.
Responsible for Each Other
Recognizing our INTERdependence, because we are dependent on and responsible for each other as well as future generations.
Continuing to Change and Grow
Not just any other bank, and we will continue to change and grow to better serve the world around us.
Constantly Striving to do things better
Not afraid to do things differently and we constantly strive to do things better.
Part of this Future
Making the change we seek happen and we invite everyone to be part of this future.
Making a Positive Impact
4,200
Hours on Education
Mascoma Bank employees spent 4,200 hours on education to continuously improve their skills and abilities.
10%
to Philanthropy
The annual budget for giving from the Bank is based on 10.06% of budgeted pre-tax income. As the Bank grows and prospers, so does the amount of money we infuse directly into the community.
$105
Million
in New Market Tax Credits
Since 2016, Mascoma Community Development has provided $105 million in New Markets Tax Credits, which supported 16 projects and resulted in the creation and retention of over 1,380 jobs.
50%
Women
50% of our Board Members are women.
85%
of Employees Feel Valued
85 percent of employees feel that at work, ”I have the opportunity to do what I do best every day.”
$7.4
Million
Support for Nonprofits
Together, Mascoma Bank and the Mascoma Bank Foundation have donated over $7.4 million to local nonprofits over the past five years.

Mortgages
For more than 100 years, Mascoma Bank has been meeting the mortgage needs of the people in New Hampshire and Vermont. We combine the latest technology with outstanding personal service.
See Your Mortgage Options
Checking
For generations, Mascoma Bank has served the banking needs of our neighbors. We pride ourselves on offering a truly broad range of personal accounts and services that meet your individual desires and needs.
View Your Checking Options
Personal Loans
Whatever your borrowing needs are, Mascoma Bank’s flexible financing options can help you achieve your financial goals. Whether you’re buying a new car, building an addition to your home, or just need a personal loan, Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need.
Since 1899, we have served the banking needs of our neighbors in New Hampshire and Vermont. We offer a full range of consumer loans including mortgage, auto, and other personal loans.
Learn About Loan and Credit Options
Business
As a business person, you understand how important it is to know your customer and provide that special service that sets you apart from your competition. The business bankers at Mascoma Bank understand this. That’s why we take the time to get to know you and your business personally, and work with you to create a package of banking services that best helps your business grow and flourish.
See The Business Services Available
Investing
A financial professional can help you develop an investment strategy that’s right for you and can provide insight on how to plan for many of life’s major events.
Without proper financial and estate planning, all your other planning could be impacted by circumstances beyond your control.
Learn How We Can Help Your Investments
Private Banking
Private Banking at Mascoma Bank starts with what we have always been known for: putting our customers first, understanding the big picture, and providing the right tools to meet every goal. Private Banking blends these ideals together with a level of expertise and coordination that helps today’s professionals navigate increasingly complex financial needs.
Get More Information on Private BankingInsight
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