Fueling the Twin
State Economy

We lent more than $118,000,000 in new
commercial loans in 2013.
A Commitment to Giving

Mascoma Savings Bank and the Mascoma Savings Bank Foundation gave $915,847 through community grants last year (including David's House, pictured here).
Your Community Bank Since 1899

Mutually owned with no shareholders to please, we are committed to remaining independent and investing in our community. Our first priority has always been—and always will be—you.

Peace of Mind

Identity protection.
Canadian Rockies

Featuring a Journey by Train and the Calgary Stampede.
Just SNAP It!

Deposit checks when and where YOU want.
Person-to-Person

Send money through email with Person-to-Person payment.

Mascoma Savings Bank offers peace of mind.

● Concerned about online security?
Try Delux Provent: effective and affordable identity protection
● Identity theft affects more than 11 million people every year and
an average of 165 hours of work to recover.
● Credit monitoring, Internet monitoring, and ID restoration service
are invaluable ways to protect your financial future today.
Learn More
Experience your own train expedition through the Canadian Rockies, where the voyage is about far more than the destination!

There’s something about a journey by rail that evokes a nostalgic sense of generations past, all following their dreams through mountain passes.
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Just snap a picture with your phone and MOBILE DEPOSIT routes the money straight to your account.

There’s no need to swing by a branch to deposit checks at Mascoma Savings Bank. Now you can use your phone to make a deposit wherever you are.
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With Person-to-Person Payments all you need to send money is your friend, child, or associate's email address.

Send money to anyone in the United States with just an email address. Simply go to your Mascoma Internet Banking page and click the “send money” icon, and your recipient can deposit the money right into a bank account!
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Rates

Rates Can Change Without Notice

APR = Annual Percentage Rate.

APY = Annual Percentage Yield.

Apply Now
- Fixed
  Rates
  
  APR as low as
  
  30 year Fixed Rate
  
  Rate 3.625% | APR 3.679%
  
  15 year Fixed Rate
  
  Rate 2.875% | APR 2.968%
  GET RATE
  QUOTE
- Adjustable
  Rates
  
  APR as low as
  
  5/1 ARM (2/6 Caps)
  
  Rate 2.990% | APR 3.682%
  
  3/1 year Adjustable Rate (2/6 Caps)
  
  Rate 2.750% | APR 3.265%
  GET RATE
  QUOTE
- Construction
  Loans
  
  APR as low as
  
  5/1 ARM One Step Construction Loan
  
  Rate 2.990% | APR 3.742%
  
  15 Year Fixed One Step
  
  Rate 3.125% | APR 3.290%
  GET RATE
  QUOTE
Apply Now
- Home Equity
  
  APR as low as
  
  HELOC
  Relationship Gold Checking
  
  Rate 3.990% | APR 3.990%
  
  HE Loan Fixed Rate
  
  Rate 4.750% | APR 4.755%
  GET RATE
  QUOTE
Apply Now
- Passenger
  Vehicles
  
  APR as low as
  
  New Auto/Truck (2013-2014)
  
  Rate 3.290% | APR 3.768%
  
  USED AUTO/TRUCK 2012-2013
  
  Rate 3.990% | APR 4.471%
  FULL LIST
- Recreational
  Vehicles
  
  APR as low as
  
  Snowmobiles
  
  Rate 5.49% | APR 5.977%
  
  ATV's
  
  Rate 5.49% | APR 5.977%
  FULL LIST
Open Now
- CD's and
  IRA's
  
  APY as high as
  
  11 Months CD/IRA Special
  
  Rate .30% | APY .30%
  
  59 Months CD/IRA Special
  
  Rate 1.75% | APY 1.73%
  FULL LIST
- Checking
  Savings
  
  APY as high as
  
  Rewards Checking
  
  Rate .50% | APY .50%
  
  First Class
  Savings
  
  Rate .20% | APY .20%
  FULL LIST

Mascoma Savings Bank—Mutually Owned Since 1899

Mascoma Savings Bank is mutually owned and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship. We make sure you can pick up the phone and get things done locally with people who make decisions on your behalf. At Mascoma Savings Bank, we’re putting you first, today and tomorrow.

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Our Bank is Your Bank

After 115 years serving our neighbors, it is more true than ever when we say, "Our bank is your bank."

15 YEARS: Sheryl McDevitt, Bill Dunn, Jason Traegde, Marguerite Bauch, Alan Grover, Diane Bernier

20 YEARS: Jennifer Garrow, Rita DeGoosh, Nancy Bean

25 YEARS: Kit Rousseau, Barry McCabe, Todd Hess

30 YEARS: Sheila Jacobs

35 YEARS: Stephen Christy, Winnie Dennis

Bank News

City of Lebanon Police warns about IRS Scam

The Lebanon Police Department has seen an increase in IRS (Internal Revenue Service) Scam phone calls. Lebanon Police have taken reports of citizens being…
Did You Know?

So, You Want to Buy a New Home

Buying a home is one of life’s most exciting events, and I’m always honored to be a part of it! Whether it’s your first…
Platinum Passport

Canadian Rockies

All aboard for a magical journey! Featuring a Train Trip and the Calgary Stampede. July 2 -11, 2015 We’ll embark in Vancouver and travel via…

We are committed to exceeding the expectations of our customers, community and employees.

At Mascoma Savings Bank, we’re putting you first, today and tomorrow.