CD/IRA Specials - Mascoma Bank

CD/IRA Specials

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Sometimes, you need a boost.

Looking to turn your cash on hand into something that generates a bit more interest?

Want a safe place for your money but worry about getting locked in if rates go up?

With certificates of deposit (CDs) from Mascoma Bank, you can either lock in an extremely competitive 3.00% APY* now or you can put your money in a Step Up CD that gives you the option to boost your interest rate one time if our Step Up CD rates rise during the term of your certificate of deposit.

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11 Month 2.50 % APY CD Special

Lock in a very competitive CD rate today by opening this CD special with at least $1,000 at a fixed rate of 2.50% APY* for 11 months. Minimum of $1,000 initial deposit and to earn interest.

 

11 Month 3.00 % APY CD Special

Deposit at least $1,000 in new money to Mascoma to earn an inflation-fighting fixed rate of 3.00% APY* for 11 months. Minimum of $1,000 initial deposit and to earn interest, including a minimum of $1,000 of money not already on deposit at Mascoma Bank required to qualify for this rate. New money required up to $25,000. Mascoma customers can match dollar for dollar existing funds to new money up to $25,000. For any opening deposit of new money above $25,000, Bank customer may roll in unlimited Mascoma funds.

 

18 Month Step Up CD

You can start earning 2.50% APY* with a $1,000 initial deposit and the option to boost your interest rate one time during your 18-month term. Minimum of $1,000 initial deposit and to earn interest.

 

18 Month Step Up Plus CD

You can start earning 2.75% APY* with the option to boost your interest rate one time during your 18-month term. Minimum of $1,000 initial deposit and to earn interest, including a minimum of $500 of money not already on deposit at Mascoma Bank required to qualify for this rate. New money required up to $25,000. Mascoma customers can match dollar for dollar existing funds to new money up to $25,000. Any opening deposit of new money above $25,000, Bank customer may roll in unlimited Mascoma funds.

 

18 Month CD Special

Lock in an extremely competitive CD rate today by opening this CD special at a fixed rate of 3.00% APY* for 18 months. Minimum of $1,000 initial deposit and to earn interest, including a minimum of $500 of money not already on deposit at Mascoma Bank required to qualify for this rate. New money required up to $25,000. Mascoma customers can match dollar for dollar existing funds to new money up to $25,000. Any opening deposit of new money above $25,000, Bank customer may roll in unlimited Mascoma funds.

 

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*APY = Annual Percentage Yield. Fees may reduce earnings. All rates are subject to change. Rates are accurate as of 11/8/2022. A penalty will be imposed for early withdrawal. Please call for details.