Mascoma Bank has a variety of CDs and IRAs to fit your needs.
Mascoma Bank provides CDs and IRAs starting with a 7-day all the way through to a 5-year CD or IRA. We also offer limited time offers on both our CD and IRA where you can take advantage of great interest rates.
Contact Your Local Branch Today!IRAs and CDs
| APY | Minimum Balance for APY | Minimum Balance to Open | Interest Rate | |
|---|---|---|---|---|
| 6-Month CD Special 1 | ||||
|
6-Month CD Special 1
|
4.00% | $1,000 | $1,000 | 3.92% |
| 6-Month Jumbo CD Special | ||||
|
6-Month Jumbo CD Special
Must either have an existing checking account or open a checking account the same day the CD is opened.
|
4.50% | $250,000 | $250,000 | 4.40% |
| 9-Month CD Special | ||||
|
9-Month CD Special
|
5.00% | $500 | $500 | 4.87% |
| 11-Month CD/IRA Special 2 | ||||
|
11-Month CD/IRA Special 2
|
4.00% | $1,000 | $1,000 | 3.92% |
| CD – 3 Months | ||||
|
CD – 3 Months
|
0.10% | $500 | $500 | 0.10% |
| 12-Month CD/IRA Special | ||||
|
12-Month CD/IRA Special
New money required
|
5.15% | $25,000 | $25,000 | 5.02% |
| CD – 6 Months | ||||
|
CD – 6 Months
|
0.15% | $500 | $500 | 0.15% |
| CD – 9 Months | ||||
|
CD – 9 Months
|
0.20% | $500 | $500 | 0.20% |
| CD – 1 Year RBG Special | ||||
|
CD – 1 Year RBG Special
Relationship Banking Gold Special
|
0.25% | $500 | $500 | 0.25% |
| CD/IRA – 7 Days | ||||
|
CD/IRA – 7 Days
|
0.05% | $5,000 | $5,000 | 0.05% |
| CD/IRA – 1.5 Years | ||||
|
CD/IRA – 1.5 Years
|
0.25% | $500 | $500 | 0.25% |
| CD/IRA – 1 Year | ||||
|
CD/IRA – 1 Year
|
0.20% | $500 | $500 | 0.20% |
| CD/IRA – 2 Years | ||||
|
CD/IRA – 2 Years
|
0.35% | $500 | $500 | 0.35% |
| CD/IRA – 3 Years | ||||
|
CD/IRA – 3 Years
|
0.40% | $500 | $500 | 0.40% |
| CD/IRA – 4 Years | ||||
|
CD/IRA – 4 Years
|
0.45% | $500 | $500 | 0.45% |
| CD/IRA – 5 Years | ||||
|
CD/IRA – 5 Years
|
0.55% | $500 | $500 | 0.55% |
| IRA 1.5 Years Variable Rate | ||||
|
IRA 1.5 Years Variable Rate
|
0.25% | $25 | $25 | 0.25% |
| Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special One | ||||
|
Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special One
Rate Available to Existing 18 Month Step Up CD/IRA Holders Only
|
2.50% | $1,000 | $1,000 | 2.47% |
| Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special Two | ||||
|
Product no longer offered for enrollment – 18 Month Step Up CD/IRA Special Two
Rate Available to Existing 18 Month Step Up CD/IRA Holders Only
|
2.75% | $1,000 | $1,000 | 2.71% |
| Product no longer offered for enrollment – 5 Year Step Up CD/IRA Special | ||||
|
Product no longer offered for enrollment – 5 Year Step Up CD/IRA Special
Rate Available to Existing 5 Year Step Up CD/IRA Holders Only
|
2.50% | $500 | $500 | 2.47% |
Rates subject to change without notice and penalty may apply for early withdrawal.
APY = Annual Percentage Yield
Fees may reduce earnings on an account.