Mascoma Bank has a variety of CDs and IRAs to fit your needs.
Mascoma Bank provides CDs and IRAs starting with a 7-day all the way through to a 5-year CD or IRA. We also offer limited time offers on both our CD and IRA where you can take advantage of great interest rates.
Contact Your Local Branch Today!IRAs and CDs
| APY | Minimum Balance for APY | Minimum Balance to Open | Interest Rate | Term | |
|---|---|---|---|---|---|
| CD – 3 Months | |||||
|
CD – 3 Months
|
0.10% | $500 | $500 | 0.10% | 90-181 days |
| CD – 6 Months | |||||
|
CD – 6 Months
|
0.15% | $500 | $500 | 0.15% | 182-272 days |
| CD – 9 Months | |||||
|
CD – 9 Months
|
0.20% | $500 | $500 | 0.20% | 273-364 days |
| CD – 1 Year PPC/RBG Special | |||||
|
CD – 1 Year PPC/RBG Special
Relationship Banking Gold Special
|
0.25% | $500 | $500 | 0.25% | 365-547 days |
| CD/IRA – 7 Days | |||||
|
CD/IRA – 7 Days
|
0.05% | $5,000 | $5,000 | 0.05% | 7-30 days |
| CD/IRA – 1 Year | |||||
|
CD/IRA – 1 Year
|
0.20% | $500 | $500 | 0.20% | 365-547 days |
| CD/IRA – 1.5 Years | |||||
|
CD/IRA – 1.5 Years
|
0.25% | $500 | $500 | 0.25% | 548-729 days |
| CD/IRA – 2 Years | |||||
|
CD/IRA – 2 Years
|
0.35% | $500 | $500 | 0.35% | 730-1,094 days |
| CD/IRA – 3 Years | |||||
|
CD/IRA – 3 Years
|
0.40% | $500 | $500 | 0.40% | 1,095-1,459 days |
| CD/IRA – 4 Years | |||||
|
CD/IRA – 4 Years
|
0.45% | $500 | $500 | 0.45% | 1,460-1,824 days |
| CD/IRA – 5 Years | |||||
|
CD/IRA – 5 Years
|
0.55% | $500 | $500 | 0.55% | 1,825+ days |
| IRA 1.5 Years Variable Rate | |||||
|
IRA 1.5 Years Variable Rate
|
0.25% | $25.00 | $25.00 | 0.25% | 547 days |
Rates subject to change without notice and penalty may apply for early withdrawal.
**One time opportunity to add to the balance and change to current interest rate.