Mascoma Bank has a variety of CDs and IRAs to fit your needs.
Mascoma Bank provides CDs and IRAs starting with a 7-day all the way through to a 5-year CD or IRA. We also offer limited time offers on both our CD and IRA where you can take advantage of great interest rates.
Contact Your Local Branch Today!IRAs and CDs
| APY | Minimum Balance for APY | Minimum Balance to Open | Interest Rate | |
|---|---|---|---|---|
| 12-Month CD/IRA Special** | ||||
|
12-Month CD/IRA Special**
|
2.20% | $500 | $500 | 2.18% |
| Step It Up CD/IRA – 3 year | ||||
|
Step It Up CD/IRA – 3 year
|
1.00% | $500 | $500 | 1.00% |
| Step it Up CD/IRA – 5 Year | ||||
|
Step it Up CD/IRA – 5 Year
|
1.50% | $500 | $500 | 1.49% |
| CD/IRA – 7 Days | ||||
|
CD/IRA – 7 Days
|
0.20% | $5,000 | $5,000 | 0.20% |
| CD – 3 Months | ||||
|
CD – 3 Months
|
0.20% | $2,500 | $2,500 | 0.20% |
| CD – 6 Months | ||||
|
CD – 6 Months
|
0.25% | $1,000 | $1,000 | 0.25% |
| CD – 9 Months | ||||
|
CD – 9 Months
|
0.30% | $500 | $500 | 0.30% |
| CD/IRA – 1 Year | ||||
|
CD/IRA – 1 Year
|
0.35% | $500 | $500 | 0.35% |
| CD – 1 Year PPC/RBG Special | ||||
|
CD – 1 Year PPC/RBG Special
Relationship Banking Gold Special
|
0.40% | $500 | $500 | 0.40% |
| CD/IRA – 1.5 Years | ||||
|
CD/IRA – 1.5 Years
|
0.45% | $500 | $500 | 0.45% |
| IRA 1.5 Years Variable Rate | ||||
|
IRA 1.5 Years Variable Rate
|
0.50% | $25.00 | $25.00 | 0.50% |
| CD/IRA – 2 Years | ||||
|
CD/IRA – 2 Years
|
0.75% | $500 | $500 | 0.75% |
| CD/IRA – 3 Years | ||||
|
CD/IRA – 3 Years
|
1.00% | $500 | $500 | 1.00% |
| CD/IRA – 4 Years | ||||
|
CD/IRA – 4 Years
|
1.05% | $500 | $500 | 1.04% |
| CD/IRA – 5 Years | ||||
|
CD/IRA – 5 Years
|
1.25% | $500 | $500 | 1.24% |
Rates subject to change without notice and penalty may apply for early withdrawal.
** New Money Required. Will allow existing funds up to 100% match of new money.
**One time opportunity to add to the balance and change to current interest rate.