CDs and IRAs - Mascoma Bank

Mascoma Bank has a variety of CDs and IRAs to fit your needs.

Mascoma Bank provides CDs and IRAs starting with a 7-day all the way through to a 5-year CD or IRA. We also offer limited time offers on both our CD and IRA where you can take advantage of great interest rates.

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IRAs and CDs

	APY	Minimum Balance for APY	Minimum Balance to Open	Interest Rate
5-Month CD Special**
5-Month CD Special**	1.60%	$2,500	$2,500	1.60%
9-Month CD/IRA Special**
9-Month CD/IRA Special**	1.50%	$500	$500	1.49%
13-Month CD/IRA Special**
13-Month CD/IRA Special**	1.40%	$500	$500	1.40%
Step It Up CD/IRA – 3 year
Step It Up CD/IRA – 3 year	1.00%	$500	$500	1.00%
Step it Up CD/IRA – 5 Year
Step it Up CD/IRA – 5 Year	1.50%	$500	$500	1.49%
CD – 3 Months
CD – 3 Months	0.20%	$2,500	$2,500	0.20%
CD – 6 Months
CD – 6 Months	0.25%	$1,000	$1,000	0.25%
CD – 9 Months
CD – 9 Months	0.30%	$500	$500	0.30%
CD – 1 Year PPC/RBG Special
CD – 1 Year PPC/RBG Special Relationship Banking Gold Special	0.40%	$500	$500	0.40%
CD/IRA – 7 Days
CD/IRA – 7 Days	0.20%	$5,000	$5,000	0.20%
CD/IRA – 1 Year
CD/IRA – 1 Year	0.35%	$500	$500	0.35%
CD/IRA – 1.5 Years
CD/IRA – 1.5 Years	0.45%	$500	$500	0.45%
CD/IRA – 2 Years
CD/IRA – 2 Years	0.75%	$500	$500	0.75%
CD/IRA – 3 Years
CD/IRA – 3 Years	1.00%	$500	$500	1.00%
CD/IRA – 4 Years
CD/IRA – 4 Years	1.05%	$500	$500	1.04%
CD/IRA – 5 Years
CD/IRA – 5 Years	1.25%	$500	$500	1.24%
IRA 1.5 Years Variable Rate
IRA 1.5 Years Variable Rate	0.50%	$25.00	$25.00	0.50%

Rates subject to change without notice and penalty may apply for early withdrawal.

** New Money Required. Will allow existing funds up to 100% match of new money.
**One time opportunity to add to the balance and change to current interest rate.