Mortgage Rates

Today’s Rates

Below is our up-to-the-minute rates for mortgages. Simply enter the required information and you will be provided with the current rates. If you are looking for Construction or Home Equity rates, please scroll below.

  • Construction and Land Loans

  • Home Equity Loans & Lines of Credit


    • Fixed Rate Construction Loans
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      30-year Fixed Rate One-Step Construction

      4.875%

      0

      4.978%

      $5.29

      30

      $5.29

      15-year Fixed Rate One-Step Construction

      4.375%

      0

      4.547%

      $7.59

      15

      $7.59

      Adjustable Rate Construction Loan
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      7/1 ARM One-Step Construction

      5/2/5

      30

      4.000%

      0

      4.918%

      $4.77

      30

      2.875%

      4.000%

      $4.77

      Land
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      3/1 ARM

      2/6

      15

      6.250%

      1

      6.892%

      $8.57

      4.250%

      4.250%

      $8.57

      *APR = Annual Percentage Rate.   APR base on loan amount of $100,000.
      Variable rates may increase after consummation.
      All loans subject to credit approval.
      Rates are subject to change without notice.

    • Home Equity Products - Index - Wall Street Prime 5.25%
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      Home Equity Line of Credit - Adjusted Quarterly

      5/2/5 Caps

      2.990% **

      0

      2.990%

      $2.54

      300

      $2.54

      Home Equity Loan - Fixed Rate

      4.875%

      0

      4.880%

      $10.55

      120

      $10.55

      You are welcome to Apply now.

      *APR = Annual Percentage Rate.   APR base on loan amount of $100,000.

      Variable rates may increase after consummation.

      All loans subject to credit approval.

      Rates are subject to change without notice.

      The maximum APR for Home Equity Lines of Credit is 18.000%.

      **Introductory rate of 2.990% offered for first 9 months.   Interest only – variable payments for next 111 months. Calculated Wall Street Journal Prime minus 0.25%. The rate after the introductory period is currently 5.00%.  Fixed rate repayment for the final 15 years.

      Please click here to view our Home Equity Line of Credit disclosure.

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