Personal Loans

blue car on road

Whatever your borrowing needs, Mascoma Bank’s flexible financing options can help you achieve your goals.

Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need; with our digital banking, you can make automatic payments, transfer payments, see your balance, and contact a member of our customer care team with any questions.

Auto Loans

Rate APR Payment per $1000 Financed Max Term

VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00.

Rates effective December 1, 2023
APR = Annual Percentage Rate
APR is based on a $5000 loan
APR includes one-time processing fee of $99.00
Rates are subject to change without notice
All rates and terms are subject to Mascoma Bank Underwriting Guidelines
Classic Collector programs available for vehicles 15 years and older. Terms and conditions may apply.

Motorcycles, ATVs, Snowmobiles, Campers, Boats

Rate APR Payment per $1000 Financed Max Term

VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00.

Rates effective December 1, 2023
APR = Annual Percentage Rate
APR is based on a $5000 loan
APR includes one-time processing fee of $99.00
Rates are subject to change without notice
All rates and terms are subject to Mascoma Bank Underwriting Guidelines

Campers, Motorhomes, Boats over $10,000

Rate APR Payment per $1000 Financed Max Term

VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00.

Rates effective December 1, 2023
APR = Annual Percentage Rate
APR is based on a $5000 loan
APR includes one-time processing fee of $99.00
Rates are subject to change without notice
All rates and terms are subject to Mascoma Bank Underwriting Guidelines

Consumer Loans

Rate APR Payment per $1000 Financed Max Term

Rates effective December 1, 2023
APR = Annual Percentage Rate, APR is based on a $5000 loan, APR includes one-time processing fee of $99.00
Rates are subject to change without notice.
All rates and terms are subject to Mascoma Bank Underwriting Guidelines

Overdraft Protection annual fee is $25., Processing fee waived for Overdraft Protection, Transfer fee for Overdraft Protection – $3.00 for Relationship Gold Checking, $5.00 for all other types of checking accounts.