Smart Pay

Mascoma Bank Deposit Account Customers

  • Internet Banking:  Sign up for Mascoma Bank Internet Banking.  Obtain an Internet Banking account which will allow you to transfer money from your Mascoma Bank deposit account to pay your loan online.
  • Automated Funds Transfer(AFT):  Where monthly payment will be automatically withdrawn from your Mascoma Bank deposit account on a set date.  Visit your local Mascoma Bank location or call 888-MASCOMA(627-2662) for assistance.
  • Quick Voice:  Make a payment through our telephone banking system any time, including after hours.  Call (603) 448-3650 or 888-MASCOMA(627-2662). Select Quickvoice-option 3.

Mascoma Bank Non-Deposit Account Customers

  • Automated Clearing House (ACH):  Where monthly payment is automatically withdrawn from your deposit account from another financial institution on a set date.  Visit your local Mascoma Bank location or call 888-MASCOMA(627-2662) for assistance.
  • Online SmartPay:  Make a one-time payment or set up recurring payments to automatically be withdrawn from your deposit account at another financial institution.

Other Payment Options

  • US Postal Service:  Send your monthly payment via mail – send a check with your name and loan number to:

Mascoma Bank
PO Box 4279
White River Junction, VT 05001