Personal Loans

Banker sitting behind desk speaking with a customer looking for a personal loan

Whatever your borrowing needs, Mascoma Bank’s flexible financing options can help you achieve your goals.

Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need. You can also save money by having your monthly payment automatically deducted from a Mascoma Bank deposit account. Relationship Banking customers may also qualify for reduced interest rates.

Auto Loans

Rate APR Payment per $1000 Financed Max Term

Payment per $1000 Financed is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For more information contact a local branch.

Rates effective September 28, 2022
APR = Annual Percentage Rate
APR is based on a $5000 loan
Rates are subject to change without notice

Motorcycles, ATVs, Snowmobiles, Campers, Boats

Rate APR Payment per $1000 Financed Max Term

VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00.

Payment per $1000 Financed is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For more information contact a local branch.

Rates effective September 28, 2022
APR = Annual Percentage Rate
APR is based on a $5000 loan
Rates are subject to change without notice

Campers, Motorhomes, Boats over $10,000

Rate APR Payment per $1000 Financed Max Term

The VSI (Vendor Single Interest Insurance) is required on all loan types. The VSI fee is $50.00.

Payment per $1000 Financed is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For more information contact a local branch.

Rates effective September 28, 2022
APR = Annual Percentage Rate
APR is based on a $5000 loan

Rates are subject to change without notice

Consumer Loans

Rate APR Payment per $1000 Financed Max Term

Payment per $1000 Financed is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For more information contact a local branch.

Rates effective September 28, 2022
APR = Annual Percentage Rate
APR is based on a $5000 loan
Rates are subject to change without notice