Personal Loans

adult women working at Mascoma Bank listening on the phone

Whatever your borrowing needs, Mascoma Bank’s flexible financing options can help you achieve your goals.

Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need. You can also save money by having your monthly payment automatically deducted from a Mascoma Bank deposit account. Relationship Banking customers may also qualify for reduced interest rates.

Auto Loans

Rate APR Payment per $1000 Financed Max Term

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Rates effective March 1, 2021
APR = Annual Percentage Rate
Rates are subject to change without notice

Motorcycles, ATVs, Snowmobiles, Campers, Boats

Rate APR Payment per $1000 Financed Max Term

VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00.

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Rates effective March 1, 2021
APR = Annual Percentage Rate
Rates are subject to change without notice

Campers, Motorhomes, Boats over $10,000

Rate APR Payment per $1000 Financed Max Term

The VSI (Vendor Single Interest Insurance) is required on all loan types. The VSI fee is $50.00.

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Rates effective March 1, 2021
APR = Annual Percentage Rate
Rates are subject to change without notice

Consumer Loans

Rate APR Payment per $1000 Financed Max Term

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Rates effective March 1, 2021
APR = Annual Percentage Rate
Rates are subject to change without notice