Personal Loans

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Whatever your borrowing needs, Mascoma Bank’s flexible financing options can help you achieve your goals.

Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need. You can also save money by having your monthly payment automatically deducted from a Mascoma Bank deposit account. Relationship Banking customers may also qualify for reduced interest rates.

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Auto Loans

Rate APR Payment per $1000 Financed Max Term

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Motorcycles, ATVs, Snowmobiles, Campers, Boats

Rate APR Payment per $1000 Financed Max Term

VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00.

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Motorcycles, ATVs, Snowmobiles, Campers, Boats Over $10,000

Rate APR Payment per $1000 Financed Max Term

The VSI (Vendor Single Interest Insurance) is required on all loan types. The VSI fee is $50.00.

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Consumer Loans

Rate APR Payment per $1000 Financed

Rates, APR, and Payment per $1000 Finances is for loans with Payment by Auto Deduction from a Mascoma Bank Account. For other payment options contact a local branch.

Solar Loans

Rate APR Payment per $1000 Financed Max Term

Home Equity Loans

Rate APR Payment per $1000 Financed Max Term

Variable rates may be increased after consummation. Bank will pay up to $500.00 in closing costs. Annual fee is $59.00. Rate caps are lifetime caps.

*APR = Annual Percentage Rate. APR base on loan amount of $100,000.

**Introductory rate of 2.990% offered for first 9 months. Interest only – variable payments for next 111 months. Calculated Wall Street Journal Prime minus 0.25%. The rate after the introductory period is currently 5.00%. Fixed rate repayment for the final 15 years.

All loans subject to credit approval.

Rates are subject to change without notice.

The maximum APR for Home Equity Lines of Credit is 18.000%.

Please click here to view our Home Equity Line of Credit disclosure.

QUESTIONS? PLEASE CONTACT ANY OFFICE OR CALL 1-603-448-3650 OR 1-888-627-2662