Personal Loans

blue car on road

Whatever your borrowing needs, Mascoma Bank’s flexible financing options can help you achieve your goals.

Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need; with our digital banking, you can make automatic payments, transfer payments, see your balance, and contact a member of our customer care team with any questions.

Auto Loans

Rate APR Payment per $1000 Financed Max Term

Rates effective December 1, 2023
APR = Annual Percentage Rate
APR is based on a $5000 loan
APR includes one-time processing fee of $99.00
Rates are subject to change without notice

Motorcycles, ATVs, Snowmobiles, Campers, Boats

Rate APR Payment per $1000 Financed Max Term

VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00.

Rates effective December 1, 2023
APR = Annual Percentage Rate
APR is based on a $5000 loan
APR includes one-time processing fee of $99.00
Rates are subject to change without notice

Campers, Motorhomes, Boats over $10,000

Rate APR Payment per $1000 Financed Max Term

The VSI (Vendor Single Interest Insurance) is required on all loan types. The VSI fee is $50.00.

Rates effective December 1, 2023
APR = Annual Percentage Rate
APR is based on a $5000 loan
APR includes one-time processing fee of $99.00
Rates are subject to change without notice

Consumer Loans

Rate APR Payment per $1000 Financed Max Term

Rates effective December 1, 2023
APR = Annual Percentage Rate
APR is based on a $5000 loan
APR includes one-time processing fee of $99.00
Rates are subject to change without notice