Home Equity

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Want to do some work on your house, or maybe pay down a high-interest balance on your credit card?

Home Equity Loans and Lines of Credit help you plan for home improvement projects, emergencies, college tuition, car payments, weddings, medical issues, estate planning, retirement planning, or any other financial needs you have.

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Home Equity Loans

Rate APR Payment per $1000 Financed Max Term

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Rates effective December 1, 2023
APR = Annual Percentage Rate
Rates are subject to change without notice

** Home Equity Line of Credit – Annual Percentage Rate (APR) shown is accurate as of 12/01/2023. Introductory rate of 7.490% offered for first 9 months. Interest only – variable payments for the next 111 months, calculated at Wall Street Journal Prime minus 0.25%, with a minimum APR of 3.500%, and a maximum APR of 18.000% . Fixed rate repayment for the final 15 years.

APR based on a loan amount of $100,000.00. Rate caps are lifetime caps. Variable rates may be increased after consummation.

Bank may pay up to $600 in closing costs.

During the draw period, beginning on the first anniversary of the loan, the annual fee is $59.00.

Please click here to view our Home Equity Line of Credit disclosure for full terms and conditions.

All Home Equity Loan and Home Equity Line of Credit applications will be subject to credit acceptance and property approval. Third Party Fees generally range from $0 to $1,050. Conditions may apply. Homeowner’s insurance and flood insurance (if applicable) required. Payments do not include Real Estate Taxes and Insurance. The actual payment may be greater. Consult your tax advisor regarding interest deductibility.