Home Equity

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Want to do some work on your house, or maybe pay down a high-interest balance on your credit card?

Recent executive orders are now restricting the activities of real estate appraisers, attorneys, and municipalities. These restrictions may delay your loan closing until the orders are lifted or modified. We’ll work to close your loan as quickly as possible, but all banks are currently facing obstacles beyond our control. Thank you for your patience during this unprecedented time.

Home Equity Loans and Lines of Credit help you plan for home improvement projects, emergencies, college tuition, car payments, weddings, medical issues, estate planning, retirement planning, or any other financial needs you have.

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Home Equity Loans

Rate APR Payment per $1000 Financed Max Term

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Variable rates may be increased after consummation. Bank will pay up to $500.00 in closing costs. Annual fee is $59.00. Rate caps are lifetime caps.

*APR = Annual Percentage Rate. APR base on loan amount of $100,000.
**Introductory rate of 3.790% offered for first 9 months. Interest only – variable payments for next 111 months. Calculated Wall Street Journal Prime minus 0.25%. The rate after the introductory period is currently 3.990%. Fixed rate repayment for the final 15 years.

All loans subject to credit approval.

Rates are subject to change without notice.

The maximum APR for Home Equity Lines of Credit is 18.000%.

Please click here to view our Home Equity Line of Credit disclosure.