With Person-To-Person payments all you need to send money is an email address.

Person-To-Person Payment

Send money to anyone with a bank account in the United States with just an email address. All you need to send money is your friend, child, or associate’s email address. Whether you are “settling up” or providing spending money, sending money just got infinitely easier. Go to your Mascoma Internet Banking page and click the “send money” icon, and your recipient can deposit the money right into a bank account. No account numbers are exchanged so your banking information is kept private.