Michelle serves as a Vice President, Tax Credit Lender at Mascoma Bank and works specifically in the Tax Credit Lending division. In addition, she serves as Chief Investment Officer for Mascoma Community Development. Michelle joined Mascoma Bank in 2012 and in addition to servicing a traditional commercial loan portfolio, has worked on several NMTC transactions that bring accessible lending services to economically depressed areas.
Michelle has contributed to the formation of Mascoma Community Development and has spearheaded the application process in five rounds for NMTC allocation with the U.S. Treasury’s CDFI Fund.
Michelle began her career in banking in 1987 and in 1998, she joined a small community bank to successfully form and manage a formal Credit Department, and later established a $33 million commercial lending portfolio, including real estate holding entities, manufacturing and retail businesses, as well as many professional medical and dental practices. Michelle is a graduate of the Fairfield School of Management, Leadership New Hampshire Class of 2019 graduate, and is a summa cum laude graduate of Granite State College with a BS in Management & Finance. She lives in Enfield, New Hampshire with her family, and enjoys all outdoor activities, including traveling, kayaking, hiking and snowshoeing.
Giving back to the community is important to Michelle, as seen by her past involvement in the Rotary Clubs of White River Junction, Riverside and Lebanon, Friends of CHaD Board, and her work on the fundraising committee at David’s House. She is also a past board member of Upper Valley Habitat for Humanity and Risk Management Association, Vermont Chapter. She currently serves on the Granite United Way’s Housing & Healthy Environments grant review committee.