Mortgage Rates

Today’s Rates

  • Fixed Rate Loans Up to $424,100

  • Adjustable Rate Loans Up to $424,100

  • Jumbo Loans over $424,100

  • Construction and Land Loans

  • Home Equity Loans & Lines of Credit


    • Fixed Rate Mortgages- Retained
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      30-year Servicing Retained

      4.125%

      0

      4.160%

      $4.85

      30

      $4.85

      20-year Servicing Retained

      3.875%

      0

      3.923%

      $5.99

      20

      $5.99

      15-year Servicing Retained

      3.375%

      0

      3.435%

      $7.09

      15

      $7.09

      Fixed Rate 10-Year Portfolio
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      10-Year Portfolio

      3.125%

      0

      3.209%

      $9.71

      10

      $9.71

      Fixed Rate - Manufactured Home in Park
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      20-Year Portfolio

      4.875%

      0

      4.925%

      $6.53

      20

      $6.53

      *APR = Annual Percentage Rate.  APR based on loan amount of $100,000.
      All loans subject to credit approval.
      Rates are subject to change without notice.

    • Adjustable Rate Mortgages
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      10/1 ARM

      5/2/5

      30

      3.875%

      0

      3.958%

      $4.70

      2.875%

      4.000%

      $4.70

      7/1 ARM

      5/2/5

      30

      3.490%

      0

      3.798%

      $4.48

      2.875%

      4.000%

      $4.48

      5/1 ARM

      2/6

      30

      3.250%

      0

      3.772%

      $4.35

      2.875%

      4.000%

      $4.35

      3/1 ARM

      2/6

      30

      2.990%

      0

      3.810%

      $4.21

      2.875%

      4.000%

      $4.21

      *APR = Annual Percentage Rate.  APR based on loan amount of $100,000.
      Variable rates may increase after consummation.
      All loans subject to credit approval.
      Rates are subject to change without notice.

    • Fixed Rate Jumbo Mortgages over $424,100
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      30-year Fixed Rate Jumbo

      3.990%

      0

      3.998%

      $4.77

      30

      $4.77

      15-year Fixed Rate Jumbo

      3.250%

      0

      3.264%

      $7.03

      15

      $7.03

      10-year Fixed Rate Jumbo

      3.125%

      0

      3.145%

      $9.71

      10

      $9.71

      Adjustable Rate Jumbo Mortgages over $424,100
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      10/1 ARM

      5/2/5

      30

      3.875%

      0

      3.932%

      $4.70

      2.875%

      4.000%

      $4.70

      7/1 ARM

      5/2/5

      30

      3.490%

      0

      3.772%

      $4.48

      2.875%

      4.000%

      $4.48

      5/1 ARM

      2/6

      30

      3.250%

      0

      3.746%

      $4.35

      2.875%

      4.000%

      $4.35

      3/1 ARM

      2/6

      30

      2.990%

      0

      3.784%

      $4.21

      2.875%

      4.000%

      $4.21

      *APR = Annual Percentage Rate.   APR base on loan amount of $100,000.
      Variable rates may increase after consummation.
      All loans subject to credit approval.
      Rates are subject to change without notice.

    • Fixed Rate Construction Loans
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      30-year Fixed Rate One-Step Construction

      4.375%

      0

      4.475%

      $4.99

      30

      $4.99

      15-year Fixed Rate One-Step Construction

      3.490%

      0

      3.657%

      $7.14

      15

      $7.14

      Land
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      3/1 ARM

      2/6

      15

      5.990%

      1

      5.765%

      $8.43

      4.250%

      4.250%

      $8.43

      *APR = Annual Percentage Rate.   APR base on loan amount of $100,000.
      Variable rates may increase after consummation.
      All loans subject to credit approval.
      Rates are subject to change without notice.

    • Home Equity Products - Index - Wall Street Prime 4.00%
        Caps Term Rate Points APR* Payment $1,000 Financed Max Term Margin Floor Min/Max Rates Payment $1,000 Tier APY Minimum Balance to Obtain APY

      Minimum Balance to Open Interest Rate

      Home Equity Line of Credit - adjusted quarterly *Relationship Gold Checking

      5/2/5 Caps

      3.990%

      0

      3.990%

      $8.39

      10

      3.990%

      $8.39

      Home Equity Line of Credit - adjusted quarterly

      4.500%

      0

      4.500%

      $8.82

      10

      3.990%

      $8.82

      Home Equity Loan - Fixed Rate

      4.250%

      0

      4.255%

      $10.24

      10

      $10.24

      Solar Home Equity Loan - Fixed Rate

      3.990%

      0

      3.995%

      $10.12

      10

      $10.12

      You are welcome to Apply now.

      *APR = Annual Percentage Rate.   APR base on loan amount of $100,000.

      Variable rates may increase after consummation.

      All loans subject to credit approval.

      Rates are subject to change without notice.

      The maximum APR for Home Equity Lines of Credit is 18.000%.

      Please click here to view our Home Equity Line of Credit disclosure.

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