How to Use Mobile Banking

Viewing Accounts and Transactions

* Select My Accounts from the Main Menu.
* A Summary Screen with enrolled accounts and balances are displayed.
* To View Transactions, select an account from the summary screen. Transactions from the last 15 days will be displayed in groups of 4 items per page.
Select an individual transaction to see the transactions details. Select the Next and Prev options if applicable to scroll forward and backward through
additional transactions.
* Use the Options at the top of the screen. My Accounts to return to the summary of accounts. Main to return to the Main Menu.
* Always select Log Out when finished.

Transferring Funds*

* Select Transfer from the Main Menu.
* Select the Transfer From account.
* Select the Transfer To account.
* Enter the amount in the dollars and cents fields. Select Submit
* A confirmation message will be displayed after the transfer is complete.
* An SMS Text Message will be sent to confirm the transfer.
* Select Main Menu to continue or Log Out if finished.

* You can only setup one time transfers with Mobile Banking. Transfers received
after 5:00 PM will be processed on the next business day. Transfers done after
5:00 PM Monday through Friday and on weekends and holidays will not post to
your account until the next business day.

Paying Bills*

* Select Pay Bills from the Main Menu.
* Select the Payee. Please Note: Payees cannot be setup in Mobile Banking, they must be setup in Netteller On-Line Banking.
* Select the pay from account and continue to the next screen.
* Enter the amount in the dollars and cents fields. Select Submit.
* A confirmation message will be displayed after the Bill Payment is complete.
* An SMS Text Message will be sent to confirm the Bill Payment.
* Select Pay Bills to pay additional bills, Main Menu to continue or Log Out if finished.

* You can only setup one time immediate bill payment via Mobile Banking
Payments will be processed during the next bill pay processing time.

Security Features
For your protection the following security features are enabled with Mobile Banking:

* Personal Identification Image – The same image that appears when you log on to your On-Line Banking,
will appear with Mobile Banking
* Challenge Questions – These are the same questions that you selected while completing the security settings
feature on your On-Line Banking.